Practical guide
How much does it cost to own a home each month?
Include mortgage principal and interest, property taxes, homeowners insurance, HOA fees, PMI when applicable, utilities, and a maintenance reserve. Maintenance is an estimate and varies by property.
Open the mortgage calculator โ
Frequently asked questions
Are home maintenance costs exact?
No. Maintenance varies by property age, condition, location and repairs needed. Treat a maintenance reserve as an estimate and update it when you have property-specific information.